Full-time student discovered her mother used Apple Pay to steal $4,200 of her tuition savings for rent and beauty appointments, leaving daughter unable to make a required school payment: 'Keeps saying she raised me and I owe her'

Author image for Emma Saven
Emma Saven
Aug 13, 2025 4:00 PM EDT

This entitled mother thought that she could take her daughter's college savings for her tuition, spend it on rent, nail appointments, and mud facials, and that her daughter would just miraculously never notice that $4200 was missing from her account….On what planet of delusion is this mother living? And how do we block the route so no other responsible parent ever boards the spaceship there…because WOW.

No mother in her right mind feels like the act of giving birth means her children, and in this bizarre case, daughter is forever 'indebted' to them with no limitations or boundaries. Just because you bring a child into the world (your choice, remember!) does not mean that they owe you the responsibility of contributing to rent and paying for groceries. And most importantly, that you are permitted to have endless access to their personal savings without their permission, so that your nails are always manicured and skin always glowing…

We're sensing something illegal issues here…and we're not talking about a chipped French tip. 

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  • It is painfully obvious that this mother is putting her selfish desires ahead of her daughter's future…Her excuses are endless, and she can no longer disguise her lack of ambition and laziness as her inability to ‘deal with others.’

    There are only so many times the single mom victim card can be pulled, and we're afraid her credits have expired.

  • 01
    Woman paying for a her beauty treatment at the salon
    via photoimages

    The image does not depict the actual subjects of the story. Subjects are models.

  • 02

    AITA for losing it on my mom

    EDIT AT THE END. I'm a full-time student with a full-time job & in the summer I will take any and every part-time, while also doing
    via sukepemoripijutk
  • 03
    my regular job, just to make sure I can afford school because where I live, there's no such thing as student loans. My mom? She
    via sukepemoripijutk
  • 04
    refuses to keep a job beeecause she "can't deal with people" and has to argue with everybody. At my university, tuition is paid in
    via sukepemoripijutk
  • 05
    three installments each semester: 60% upfront, then 20% and 20%. The fall semester starts August 25th. Today, I open my school's
    via sukepemoripijutk
  • 06
    portal and sat down to pay that first big 60% chunk.. declined, try again.. declined. Confused, I check my bank account... and I'm 4,200 short. Turns out, my mom
    via sukepemoripijutk
  • 07
    used my card to pay rent, get her nails done and a facial. didn't tell me, didn't ask. FULLY knowing that the payment deadline is 21st.
    via sukepemoripijutk
  • 08
    She knew exactly how much I had and that it was earmarked for tuition and bills. This was after she'd already frustrated the life
    via sukepemoripijutk
  • 09
    out of me earlier, she went grocery shopping, and I told her not to spend more than 250 because we're barely scraping by
    via sukepemoripijutk
  • 10
    to cover bills this month, spends 340 and completely ignores what I said. she didn't apologize. She didn't even look guilty. Instead, pulls the
    via sukepemoripijutk
  • 11
    single mom victim card, yells at me and starts her daily song and dance about how she "raised me," how I "owe" her, and how I'm "being dramatic" & should just
    via sukepemoripijutk
  • 12
    utilise the time I have until the deadline to make more money instead of arguing with her. like money grows on trees.
    via sukepemoripijutk
  • 13
    Woman lying with her head on the table after discovering she has no money
    via gettyimages

    The image does not depict the actual subjects of the story. Subjects are models.

  • 14
    Only-Ingenuity 7889 How did she get access? Is she on your bank account? If so, either remove her immediately or open a separate independent account. NTA. I'm so sorry she sc ed you over.
    via Only-Ingenuity7889
  • 15
    sukepemoripijutk OP had my card on her Apple Pay.
    via sukepemoripijutk
  • 16
    Green-Season-7117 If that's not a shared account, please press charges. She does not deserve to get away with this
    via Green-Season-7117
  • 17
    sarahwalka If you're already paying the rent and the groceries, then what is she doing there? She's just your broke little roommate, and not contributing to rent
    via sarahwalka
  • 18
    emanon256 NTA. I had a past partner who had a mom like that and still tried to pull it as an adult. It really drove a wedge between them. The mom continued to say she owed her, after pulling s t like the OPs mom including stealing tuition money. The mom also bragged about all she did to raise her. OP, sorry you are in this situation. You sound like you are being far kinder than you should.
    via emanon256
  • 19
    Hotrepresentitive_ NTA You don't owe her anything, she chose to be a mom and part of the responsibility of being parent is to raise their kid. Again, You. Don't. Owe. Her. Anything. If that was your personal account, I would press charges. She's not your child, however she is acting like it.
    via Hotrepresentitive_
  • 20
    Lost Reactioon She stole your tuition money knowing the deadline and didn't care. That's not being dramatic that's a financial sabotage. Protect your account and set hard boundaries.
    via Lost_Reactioon
  • 21
    crankyKoko Not the ah! You do NOT owe your mom anything. Start changing all your passwords for EVERYTHING! Change banks. Check your credit score to make sure she's not ruining you. Move out. Block her on everything and press theft charges on her.
    via crankyKoko
  • 22
    Specialist-Ostrich91 Yes, you blocked her access. That's enough. Don't give in if she insists on access again. Tell her you have only enough money for school. She will stop asking for more if she wants you to succeed. This is an insight from a mother. Her priority should be your wellbeing!
    via Specialist-Ostrich91
  • 23
    bkwormtricia You need a card and a bank account that hour mom has NO access to. And report these to the credit card company as fraudulent charges. Hopefully they can pull the money back from the landlord so you can pay your tuition. YOU earned that money.
    via bkwormtricia
  • 24
    popcorn 717 I am so angry for you. She is a terrible mother to do that to her child...especially for nails and a facial.
    via popcorn717

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groceries college-payment failblog spending broke salon mother college fund parenting finished taking without-permission family daughter savings money college entitled people Parenting FAILS
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